Effective Date: 25 September 2025
ABN: 55 671 549 170

By engaging the services of Irwin K & Co., you agree to the following terms and conditions:

1. Consultation Services
All consulting services are provided in person unless otherwise agreed upon. The scope, duration, and nature of services will be discussed and mutually agreed upon prior to commencement.

2. Service Agreement
A clear agreement outlining the services to be provided, including deliverables and timelines, will be established before any work begins. This agreement may be verbal or written, depending on the nature of the engagement.

3. Fees and Payment
All fees for consulting services will be negotiated and confirmed before the start of the engagement. Payment is due upon receipt of invoice, unless otherwise agreed in writing.

4. IT Services and Data Security
If IT services are provided, Irwin K & Co. is committed to maintaining the confidentiality, integrity, and security of client data. All data is handled in accordance with the highest industry standards for information security.

5. Cancellations and Rescheduling
Clients are requested to provide at least 24 hours’ notice for cancellations or rescheduling. Late cancellations may incur a fee.

6. Confidentiality
Irwin K & Co. respects the confidentiality of all client information and will not disclose any details without prior written consent, unless required by law.

7. Limitation of Liability
While every effort is made to provide high-quality consulting services, Irwin K & Co. shall not be held liable for any indirect, incidental, or consequential damages arising from the use of its services.

8. Governing Law
These terms are governed by the laws of the State of Victoria, Australia.